2009 Vol.13 (2): 88-90 [PDF全文]
【文章题目】浅谈农村合作金融中“公司+农户”模式及应用
【作者】张弋春
【关键词】农村金融；烟草；模式；应用
【摘要】目前我国农村金融领域投入严重不足，在国家解决“三农”问题的基本方针下，资金困难成为最大的制约瓶颈。要深化农村金融体制改革，规范发展适合农村特点的金融组织，充分发挥政策性金融和商业性金融的作用，建立农村信贷投入稳定增长的机制，就应当允许社会资金参与现有金融机构重组，探索更适合中国国情的农村金融组织形式。针对我国农村合作金融模式的现状，结合烟草系统的实际工作经验，提出在实践中行之有效的“公司+农户”模式，为农村合作金融提出新的思路。
【基金项目】
【Title】 On the ‘Corporation + Peasant Household’ Mode and Its Application in Rural Cooperative Finance
【Authors】 ZHANG Yi-chun
【Key words】 Rural finance；Tobacco；Mode；Application
【Abstract】 The rural finance investment is serious shortage at present in China，and the financial difficulty is the biggest inhibiting bottleneck.To deepen the reform of rural finance system，develop the financial organization suited to countryside，give full play to the functions of policy finance and commercial finance，and establish the steady growth mechanism of rural loan investment，the social funds participated in the recombination of financial institutions should be permitted，and the rural financial organizations more suitable for Chinas national conditions should be exploredAccording to the status of the mode of rural cooperative finance in China，the effective ‘corporation + peasant household’ mode is put forward combined with the work experiences in tobacco，which would provid the new thought for the rural cooperative finance.